Whole Life Insurance

West Virginia Whole Life Insurance | Contact us for a quote today.

What is Whole Life Insurance?

Whole Life Insurance is permanent life insurance coverage for your entire life.  This type of insurance can also build cash value that can be accessed for any reason at any time.  The death benefit will also grow over time, allowing your plan to keep pace with inflation.

Why Would I Buy a Whole Life Insurance Policy?

A Whole Life policy guarantees protection for your entire life, and can build cash value that can be accessed tax free in times of need or for retirement.  Whole Life Insurance is an important foundation of any solid financial plan.

A whole life insurance policy is an excellent way to:

  • Provide income for a surviving spouse
  • Build for your children’s future
  • Supplement your retirement
  • Provide additional compensation for key employees of a business
  • Protect the ownership interest for a business

We generally like to work with mutual life insurance companies.  Mutual insurance companies consider their policyholders partial owners of the company, as this kind of life insurance contract allows the owner to participate in any excess profits by returning part of the premium in what is called a dividend.  Mutual insurance companies are often some of the most financially secure in the industry, with many achieving financial ratings of A+ and A++.

We work with carrier such as Mass Mutual, Ohio National, The Guardian, Penn Mutual, Minnesota Life, and others.

Dividends can be used to:

  • Take a cash payment in the form of a check
  • Increase the cash value within the policy, helping to build the cash value more significantly each year that the dividends are re-invested
  • Purchase paid-up additional life insurance to increase the total death benefit over time
  • Pay some or all of the premium

How do I learn more about Whole Life Insurance?

Contact us for a West Virginia Whole Life Insurance Quote today and we will guide you through the process of determining the proper amount of coverage, explaining the different types of coverage, and allowing you to select the best plan that meets your needs.

DON'T DELAY.
Get a disability quote today.
We will do all the work.
We just need a few pieces of information.
ENTER YOUR NAME
ENTER YOUR E-MAIL
DATE OF BIRTH
Your Information will never be shared with any third party.
STATE OF RESIDENCE
GENDER
PHONE NUMBER
WELCOME.
How can we help you today?
We have helped thousands of people solve their insurance challenges.
Provide us a little information below and we can help you too!
ENTER YOUR NAME
ENTER YOUR E-MAIL
DATE OF BIRTH
Your Information will never be shared with any third party.
STATE OF RESIDENCE
GENDER