Employee Benefits Consulting

We offer long-term solutions for your Employee Benefits and Group Insurance needs on a consultative basis. We custom design employee benefit packages that meet the needs of your business, and give you the personal service and attention you deserve.  We offer innovative, online tools to help make administering the plan more efficient, saving you time and effort and keeping you in compliance with the ACA.   Contact us today for more information.  


One of our main areas of expertise is in West Virginia employee benefits and group health plan consulting and service.  We work with businesses of all sizes in West Virginia and beyond to design, implement, service, and administer employee benefit plans.  Do you have questions about the Affordable Care Act?  When you partner with us, you can be confident that you are working with ACA experts as all members of our firm are ACA Certified.


We consult with you to determine your best plan of action for the future.  We can help answer those confusing questions and step in when other agencies fall short.  Please contact us, as every situation is unique.  We consult and make recommendations based on the specific needs of each client.

Our Services

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Employee Benefits Offerings

  • Group Health Insurance
  • Partially Self Funded Plan Experts
  • Life Insurance
  • Short and Long Term Disability Insurance
  • Dental and Vision Insurance
  • Long Term Care Insurance
  • Enhanced Voluntary/Supplemental Insurance Programs with Colonial Life
  • Flexible Spending Accounts and Health Reimbursement Accounts
  • COBRA Administration

Health Insurance Carriers and Third Party Administrators – We offer every available health insurance carrier on the market.  We offer fully insured as well as partially self insured/self-funded options as well.

  • Highmark Blue Cross Blue Shield of West Virginia
  • The Health Plan
  • Aetna, formerly Coventry Healthcare
  • United Health Care
  • Roundstone Capital
  • Well Net
  • Health Smart
  • Gateway Health

Ancillary and Enhanced Voluntary Benefits  We offer the following benefits to employers on an employer paid basis, a voluntary basis, or a combination.  All Major Carriers are available.

  • Life Insurance
  • Short and Long Term Disability
  • Dental
  • Vision
  • Long Term Care Insurance
  • Critical Illness/Cancer
  • Accident
  • Hospital Indemnity

Employee Benefits Technology | Online Quoting and Enrollment


EZ Apps Online

Is your company trying to be more efficient?  Who isn’t.  That is why we have partnered with both Zywave and EZ Apps Online for online enrollment, benefits communication, HR and legal compliance, and so much more.

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ACA Compliance – 1094 and 1095 Reporting

ACA manager - Benefits Connect

ACAManager is a large-scale ACA compliance solution to assist brokers and their employer groups.

ACAManager will effectively regulate your clients’ business and is designed to manage, track and determine full-time employee equivalency and benefit eligibility. The software functions to configure, review and analyze multiple look-back and initial measurement, stability, and administrative periods; arming you with data to determine the most cost effective “pay” or “play” strategy.

Your benefits data is essential to manage ACA requirements. Unlike the competition, ACAManager unites comprehensive benefits administration technology with a compliance solution. Maintain data integrity and accuracy with the powerful integration of benefitsCONNECT and ACAManager.

Total Compensation Statements

Do your employees understand the value of the benefits you provide to them?  We can provide total compensation statements for your company to show them precisely that.  Your employees will have a greater appreciation and better understanding of their benefits, which can lead to improved recruiting efforts and higher employee retention.  See a sample below:

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Wellness Programs

We can custom design a doctor-sponsored wellness program to keep your employees healthy and help minimize your healthcare costs.  Properly designed wellness programs that communicate with your health insurer or TPA with usable data can help bend the cost curve and help your employees to be healthier, more productive employees.



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